Welcome to the Client Resources Page

This session is an absolute blast. Together we'll narrow in on your top money priority and I'll give you all of the tools that you need to get focused and save for your top goal. We'll share a drink and several laughs as you tell me your goals and I share my tips and favorite techniques to help you live the life you love.

Fill out questions in your client workbook ahead of session.

Make sure you have your username and password for your personal checking account handy.

You can also work ahead if you choose to:

YNAB file base imports. Create 2 files - one for the last 7 days and one for the last 30 days. Alternatively, I can walk you through the process in session.

We’ll categorize and set up your past transactions in session.

We’ll import the last 30 days of your personal checking account into YNAB.

Check out this cute video on 5 YNAB Beginner Mistakes

And this one is about the difference between budgeting in YNAB and other apps like Mint.

This week: Get in the habit of checking your bank balance once a day. Smile, connect with a feel good gratitude for your money and think “I budget to say YES!”

Check your P+F Client workbook for a Change Me poem by Tosha Silver.

Check out this cute video of Hannah creating her template. The software has changed since this video was recorded, but it’s still a good reference. You can catch the updates in the next video.

An Update to YNAB Goals (2020).
This video from Hannah breaks down the goal types

Check out these cute videos of Hannah getting started.

Getting Started with YNAB | Lesson 3.1

Getting Started with YNAB | Lesson 3.2

Getting Started with YNAB | Lesson 3.3

Learn how to handle transfers to savings with this Nick True video (set aside 30 minutes). Choose a system that you’d like to follow and note it in your P+F Workbook.

Credit Card Basics

YNAB Credit Card Guide with Nick True

Get the log-ins, usernames, and passwords for each debt account you have in your household.

We’ll bring it all together in the next session.

Now is a good time to implement a password management system.

In this session, we’ll review debt and chose a strategy to handle it your way using Undebt.It.

This session is inspired by the book Emotional Currency by Kate Levinson, Ph.D.

P. 19 When exploring your feelings, don’t settle for what is familiar, habitual, or your family’s “party line.”

Shake up some of the patterns you have developed, even taking a more playful attitude with money.

We’ll honor what has served you well and also allow what needs to come, come and when you’re ready to let what needs to go, go.

Net Worth = What you own - What you owe

What benefits can you see from knowing your net worth?
1) Security
2) Knowing about the future/retirement-wise
Net Worth

We’ll create a net worth tracker and store it in your Google Drive.

Profit First Accounts & Overview
Researching and opening accounts


Link all business accounts.
Income (Checking), Operating Expenses (Checking), Owner’s Compensation (Savings)

*Verify there are no fees and no minimum balances for your Profit First bank accounts.

YNAB Podcast Episode 69: Managing Your Life's Single Biggest Expense

Tax Professionals worth talking with:

Casey Murdock WealthGuard Tax Specialist

The Tax Advantage, LLC provides accounting and income tax services for businesses and individuals.

Valerie Mosley, CPA provides a breadth of knowledge and services.

Megan at The Nerdy Keeper is s not a CPA, but she's a bookkeeper. Her site is full of fun and simple small steps.

Decide what day/schedule you will use for paying your allocations.

Set your calendar reminders - Make it a fun ringtone Cha-Ching$ and a dance party!

What do you want your life to look and feel like? Daydream it all out. Then pick at least one thing and create a YNAB category for it. Monthly massage? CEO lunch? You choose!

YNAB for Op Ex:
Today we set up master categories/subcategories for your operating expenses.

How is this is different from bookkeeping? Bookkeeping if rear-view facing. YNAB is forward-facing.

HOW TO: Export from Bank account to a file, import to YNAB.

Professional Bookkeeping Resources
Megan Carter of The Nerdy Keeper

What does your business not already provide for you that you want in your personal life?

What does your business not already provide for you that you want in terms of liability protection?

How can you provide kick-ass benefits to yourself? A killer benefits package that blows anything a big corporation could offer you out of the water?

Today we assigned dollar amounts (best guesses) to your up-level goals and brainstorm some offers/services that allow you to generate the income that supports the life that you want to live.

Download your files

You'll want to keep your documents from our work together on your drive, so please save them to your hard drive before 7 DAYS FROM LAST SCHEDULED SESSION.

You are forever my client so keep in touch.
Share your wins and accountability with me at rachelle@rachellesiebke.comVoxer: rachellesbke

Continue on with me
You’ve got the beautiful basics down. For more compounding effects, continue on with me to dismantle money stories, concrete your new habits, and finesse the finer details. Email me for more information.